Full List of Payment Processing Fees for Ream Managed Authors

This is applicable to Ream Managed authors only

Ream has one simple fee for all our authors, regardless of whether they use Ream Managed or Direct.

That Ream platform fee is 10% of the revenue you earn on Ream, and we use this fee to help fund our operations, pay our server costs, and continue investing in new features for Ream that can help you make more money as an author.

However, there is another set of fees related to payment processing. These fees are nearly identical on every platform you use, but we choose to break them out here to be as transparent as possible.

After payment processing, authors typically keep 80%+ of the revenue they earn on Ream with Ream Managed.

The following fees are not charged by Ream directly and instead by banks, credit card companies, and third-party financial technology companies that we partner with to enable you to accept payments from readers globally and get paid out in 115 countries.

For Ream Managed the breakdown of these payment processing fees are as follows (and these rates are standard-market rates across most internet platforms):

2.9% + $0.30 for every credit card processed on the platform
0.5% recurring billing fee (charged by Stripe to process subscription payments)
0.5% chargeback and payment dispute insurance
0.5% sales tax and VAT collection fee
0.25% + $0.25 fee per each payout + an additional $2 fee in months you are paid out
When applicable: An additional 1.5% international card processing fee for readers not located in the United States
When applicable: 2.5% currency conversion fee

For a full breakdown of the benefits and reasons behind these fees check out these articles:

And for a list of fees for Direct check out this guide.